One of the things that people who are hurt at work have to determine is if the injury is compensable. There are several points that are considered in these cases. Here are a few of the factors that you need to think about if you are injured.
Suffering an injury at work is something that most people fear. This is especially true for manual laborers who rely on their income to make ends meet from one month to the next. When an injury occurs, these individuals might try to push themselves back to work as quickly as possible so that they can resume earning the money upon which they depend.
Workers who are injured at work often fret about how they are going to pay their bills if they're not able to work for some time. The answer in most cases is that they can file for workers' compensation coverage.
Workers' compensation cases are usually a matter of life or death for the workers who need benefits. Not only do they need access to medical care for their injuries, they also need money to pay bills and live until they are able to go back to work. Unfortunately, the workers' compensation system isn't perfect. The flaws mean that some workers will have to fight for the benefits that should have offered them coverage.
Construction workers are at a higher risk than many other workers of suffering from serious injuries. Road construction workers face the risk of being crushed by vehicles. Construction workers who are working on building structures face the risk of being crushed by heavy machinery or falling items.
While many have heard of post-traumatic stress disorder, or PTSD, you may still be unaware of the experiences that can cause the condition. The term is frequently used to diagnose those coming back from war or those who have been through a traumatic life event. If you have been injured in an on-the-job accident or seen a horrific one involving your co-workers, you should watch for the following signs of PTSD.
In theory, workers' compensation is supposed to kick in to help you cover the cost of injuries or illnesses sustained on the job. It's supposed to be a failsafe that brings peace of mind for both workers and employers, but sometimes the system doesn't work efficiently and your claim can be denied for many reasons. Some of those denial reasons have very little to do with your injury.
In our previous blog post, we discussed workers' compensation and some of the limitations that are present with the coverage. If you were injured in an accident at work or suffer from a work-related illness, you might opt to claim workers' compensation benefits. We know that this can be difficult to decide because you might be ready to work.
When you are injured at work, you should take steps immediately to let your employer know about the injury. This notification is the first thing that you have to do. Even if you don't think the injury is very serious, you should still make a report just in case issues from the injury become apparent later.
The Bureau of Labor Statistics recently put out the data for occupational deaths in 2015, and the report is called the National Census of Fatal Occupational Injuries. It compared the numbers for 2015 and 2014, allowing researchers to see trends all over the country.