Georgia's workers' compensation system is designed to protect those who get hurt or sickened while working for an employer. Employers carry workers' compensation insurance to prevent themselves from being liable for a worker's injuries.
People who are at work need to ensure that they aren't doing anything that is going to cause an injury to themselves. Of course, the onus is on the employer to ensure that employees have what they need to stay safe. Sometimes, normal job duties might be hazardous and might lead to injuries.
Many workers are at risk of suffering from a head injury. In the retail or restaurant industry, there is a chance of objects falling from overhead and landing on the top of the workers' heads. One of the possible injuries that can occur is a concussion. This might be thought of as a minor injury, but it can actually be very serious.
Some workers will have to work out in the elements this winter. Even though the Atlanta area isn't as frigid as other areas, there are still risks that come with doing work outside. For some workers, long hours out in the cold or rain are common. In these cases, the employers they work for should have appropriate protocols in place to ensure that the workers don't fall victim to weather-related illnesses and injuries.
You go to work to earn an honest living. You probably never thought that an injury would prevent you from being able to do your job.
Many factors can impact a person's workers' compensation claim. One that you might not have thought about is your social media accounts. Insurance companies are always on the lookout for incidents involving fraudulent claims and exaggerations. Because of this, adjustors and investigators might try to dig up dirt on people who have valid claims.
One of the most important things to do if you are injured at work is to alert your employer. Once you do this, you can request medical care. Even if you don't think that you are seriously hurt, you should still visit a doctor since this can help you determine if there is anything that requires treatment. You should also fill out a claim for workers' compensation so that you can get the benefits that are due to you.
Workers who are injured might need medical care, which can be an expensive endeavor. When the injury is serious enough to require them to take time off of work, it can mean a sudden and unexpected decrease in income. These situations can form a perfect storm of sorts that devastates their finances.
Workers count on employers to have current workers' compensation coverage. Even though workers might not think about this very often, it is necessary for employers to have this coverage so that any worker who is hurt can count on the benefits that he or she is due. Unfortunately, not all companies ensure that this is the case.
People who suffer an injury at work might not be able to return to work right away. They may need medical care. In all of these cases, the person should be able to turn to the workers' compensation system for help. This program is misunderstood by some, but it does provide a very important benefits to the worker and the employer. Having a basic understanding might help you to make decisions if you ever need to use the program.